Delmar Nursing and Rehabilitation

Payment Options

“How much will a stay cost?”
“Can I afford it?”
“What are my financial obligations?”

Although the most appropriate method of payment will vary depending on your individual circumstances, our business office staff understands the financial options available to you and can find answers to your questions.

Below is a brief overview of payment options which include, but may not be limited to:

Medicare

Most people over the age of 65 receive or are eligible for Medicare, the federally-funded healthcare program that pays 100% of covered services for the first 20 days of each benefit period in a skilled nursing facility. Eligibility for Medicare coverage depends on several factors, so please consult our Business Office about your specific situation. Medicare is also available to people younger than 65 who have certain disabilities and for people with long-term kidney failure.

Insurances

Health insurance policies are available that pay for care in skilled nursing and rehabilitation centers. Some policies pay what Medicare doesn’t cover, while other policies pay a pre-determined dollar figure per day toward the cost of care. Still others pay the full daily rate plus the cost of supplies and medications for a maximum number of days or dollar amount. If possible, we will bill your insurance company directly.

Private Payment

Some individuals choose to use personal funds to pay for part or all of their nursing care or therapy services. Because situations vary dramatically, we suggest that you contact us by phone at (302) 846-3077 to discuss our flexible options.

Medicaid (or Medical Assistance)

Medicaid is a joint federal/state program that pays for most medical care for people who meet strict eligibility requirements. To qualify, typically you must have a medical need for round-the-clock nursing care or for rehabilitation services and be unable to pay your medical bills. Our Business Office will help you determine your eligibility for Medicaid coverage.